Xapo Bank is a revolutionary banking app that offers users access to both US dollar and Bitcoin accounts, as well as integration with USDC. The app provides a unique opportunity to earn competitive annual interest on US dollar deposits and Bitcoin holdings, with dAIly payouts and no staking or exposure to the crypto market required.
App Features：
1.Fully Regulated Bank: Xapo Bank is licensed and regulated by the Gibraltar Financial Services Commission, ensuring that users' funds are protected and the app operates in compliance with strict regulatory standards.
2.Earn Annual Interest: Users can earn annual interest on both US dollar deposits and Bitcoin holdings, with payouts made daily in satoshis. This allows users to grow their wealth in satoshis over time without any lock-up requirements.
3.Multiple Funding Options: Users can fund their US dollar account in multiple ways, including receiving GBP via Faster Payments, EUR via SEPA, and USDC and USDT, which are instantly converted to USD. This flexibility allows for easy access to funds and seamless transactions.
App Highlights：
1.Instant, Low-Fee Bitcoin Payments: Xapo Bank enables lightning-fast Bitcoin payments on the Lightning Network, making it easy for users to incorporate Bitcoin into their everyday transactions with low fees and quick processing times.
2.Metal Debit Card with Cashback: The Xapo Bank metal debit card offers users up to 1.1% cashback on card transactions, as well as zero foreign exchange markups on payments in other currencies. The card is protected with multiple levels of authentication and transaction alerts for added security.
3.Trustworthy Wealth Protection: Xapo Bank provides users with peace of mind by protecting fiat deposits up to the US dollar equivalent of €100,000 through the Gibraltar Deposit Guarantee Scheme.
Latest Version 9.4.0 Changelog：
We have made a few enhancements to improve your app experience.
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