App Features：
1、Earn Interest: Xapo Bank offers competitive annual interest rates on both USD and Bitcoin deposits, pAId out dAily in satoshis, with no lockup requirement. This allows users to grow their wealth while they sleep.
2、Fully Regulated Bank: Xapo Bank is licensed and regulated by the Gibraltar Financial Services Commission, operating to high global standards like other licensed banks in the UK and Europe. This provides users with a high level of trust and security.
3、Metal Debit Card with Cashback: Xapo Bank's metal debit card offers up to 1.1% cashback on card transactions and allows users to make payments globally with zero foreign exchange markup on payments in other currencies. It's also protected with multiple levels of authentication and transaction alerts.
App Highlights：
1、Dual USD and Bitcoin Accounts: Xapo Bank is the first banking app in the world to offer access to both US dollar and Bitcoin accounts. This allows users to manage their digital assets and fiat currencies in one place.
2、Multiple Funding Options: Users can fund their USD accounts in multiple ways, including via Faster Payments for GBP and SEPA for EUR. Additionally, users can receive USDC and USDT, which are instantly converted to USD. With the funds in the USD account, users can also send Bitcoin, GBP, EUR, USDC, and USDT.
3、Integration with USDC: In addition to Bitcoin, Xapo Bank integrates with USDC, the fully-backed stablecoin issued by Circle. This offers users an additional option for storing and managing their digital assets.